alta

基本解釋

Borrowers once served by Federal Housing Administration loans turned to subprime and alt A mortgages.
曾經(jīng)由聯(lián)邦住房管理局提供貸款的人們，轉(zhuǎn)而申請(qǐng)“次級(jí)”和“次優(yōu)”貸款。
Of particular concern are “Alt-A” mortgages, offered to borrowers sandwiched between subprime and prime.
其中最讓人擔(dān)心的是所謂的次優(yōu)按揭貸款，這種產(chǎn)品針對(duì)那些信貸狀況在次級(jí)抵押貸款（subprime mortgage）和優(yōu)惠抵押貸款（prime mortgage）所規(guī)定的標(biāo)準(zhǔn)之間。
But house prices have fallen so steeply that perhaps half of all Alt-A borrowers are in negative equity; for many, walking away may seem the best option.
但住房?jī)r(jià)格下跌之深，可能使約半數(shù)的次優(yōu)按揭貸款人士變成了負(fù)資產(chǎn)。對(duì)他們而言，一走了之可能是最好的選擇。

Alt A loans are somewhat in-between prime and subprime mortgages on the risk scale.
NPR: Mortgage Crisis Spreads To Conventional Loans
They consistently rated shares in securitized pools of mortgages, even subprime and Alt A mortgages, as AAA, causing the downfall of major financial institutions.
FORBES: Media Parrot Obama Financial Crisis Campaign Propaganda
First, new foreclosures are still coming in huge numbers, thanks to record levels of negative equity (around one in five homeowners with a mortgage), and Alt-A mortgage resets still haven't peaked.
FORBES