credit score

基本解釋

Consumer-debt payments relative to incomes are at a 17-year low and household credit scores are rising.
相對(duì)于收入而言的消費(fèi)者債務(wù)支付創(chuàng)17年的低點(diǎn)，家庭的信用分?jǐn)?shù)正在上升。
They know their customers' credit scores, credit histories, what they buy, when they buy, and when they are likely to default on their payments.
他們對(duì)其客戶的信用評(píng)分，信用記錄，他們買什么，他們何時(shí)買，他們何時(shí)有可能拖欠款項(xiàng)等信息了如指掌。
They are spending less on discretionary items, and many are struggling to keep their balances down—even, ominously, if they have gleaming credit scores.
他們?cè)诳勺杂蛇x擇的物品上花費(fèi)少了，許多人在努力使收支平衡----更糟的是他們是否有流露出信用分?jǐn)?shù)。

Three of the major credit reporting agencies are introducing a new way of calculating credit scores.
NPR: Credit-Reporting Agencies Create New Scoring Format
Fiserv is now competing with Fair Isaac, source of the ubiquitous Fico credit scores.
FORBES: Global 2000
Insurers use credit scores to set premium rates, and employers use them when making hiring decisions.
FORBES: 4 Lessons To Improve Your Credit Score