credit score

基本解釋

Consumer-debt payments relative to incomes are at a 17-year low and household credit scores are rising.
相對於收入而言的消費者債務支付創(chuàng)17年的低點，家庭的信用分數(shù)正在上陞。
They know their customers' credit scores, credit histories, what they buy, when they buy, and when they are likely to default on their payments.
他們對其客戶的信用評分，信用記錄，他們買什麼，他們何時買，他們何時有可能拖欠款項等信息了如指掌。
They are spending less on discretionary items, and many are struggling to keep their balances down—even, ominously, if they have gleaming credit scores.
他們在可自由選擇的物品上花費少了，許多人在努力使收支平衡----更糟的是他們是否有流露出信用分數(shù)。

Three of the major credit reporting agencies are introducing a new way of calculating credit scores.
NPR: Credit-Reporting Agencies Create New Scoring Format
Fiserv is now competing with Fair Isaac, source of the ubiquitous Fico credit scores.
FORBES: Global 2000
Insurers use credit scores to set premium rates, and employers use them when making hiring decisions.
FORBES: 4 Lessons To Improve Your Credit Score